Persistent Debt with Vanquis

If you have been paying the minimum payments to Vanquis, you may have received a letter asking you to increase your monthly payment.

If you are concerned that you will be unable to increase to the minimum payment, it might be time to seek debt advice. Our advisors will carry out an initial assessment with you and recommend the most suitable services to get you debt free.

Many of our debt management customers have debts with Vanquis and they are very responsive to freezing interest and charges, though they are not obliged to do so.

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Who are InControl?

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Number of InControl clients with this debt: 276

Vanquis are a credit card provider.As a company they offer credit to people with impaired credit ratings and as such charge fairly high interest rates - around 39.9% APR , , If you miss a payment or exceed your credit limit with Vanquis you could incur high charges making credit cards a costly way to borrow.We often get interest and charges frozen with credit card companies meaning the reduced payments you make actually clear your debts quicker.

Creditor Information

Vanquis,
Customer Services,
PO Box 399,
Chatham,
ME4 4WQ
Tel: 0871 770 5555 press 2
Fax: 0203 620 3809
http://www.vanquis.co.uk/

Facts & Figures

InControl deal with Vanquis

Total debt under management:
£88,975.07
Total repaid:
£53,522.16
Average Balance:
£358.77
Average Payment:
£11.73

Know Your Rights

Companies such as Vanquis should comply with the Rules and Guidance set out by the Financial Conduct Authority.

  • Vanquis cannot refuse to deal with InControl as your appointed representative
  • If you appoint InControl, Vanquis should NOT contact you if you have asked them to speak to us.
  • Vanquis should NOT harass you by calling you frequently or making threatening statements or gestures.
  • Vanquis should NOT pressure you into paying in full or in large instalments.