Persistent Debt with Royal Bank of Scotland Credit Cards

If you have been paying the minimum payments to Royal Bank of Scotland Credit Cards, you may have received a letter asking you to increase your monthly payment.

If you are concerned that you will be unable to increase to the minimum payment, it might be time to seek debt advice. Our advisors will carry out an initial assessment with you and recommend the most suitable services to get you debt free.

Many of our debt management customers have debts with Royal Bank of Scotland Credit Cards and they are very responsive to freezing interest and charges, though they are not obliged to do so.

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Who are InControl?

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Number of InControl clients with this debt: 159

Royal Bank of Scotland are a large banking group who provide credit cards amongst other facilities.Typical interest rates on credit cards are 9% and can be as much as 40% Apr.If you miss a payment or exceed your credit limit with a Royal Bank of Scotland Credit Card you could incur high charges making credit cards a costly way to borrow.We often get interest and charges frozen with credit card companies meaning the reduced payments you make actually clear your debts quicker.

Creditor Information

Royal Bank of Scotland Credit Cards,
Cards Customer Service,
Debt Recovery,
PO BOX 5747,
SOUTHEND-ON-SEA,
SS1 9AJ
Tel: 0870 9070010 + 4
Fax: 01702 278322
www.rbs.co.uk

Facts & Figures

InControl deal with Royal Bank of Scotland Credit Cards

Total debt under management:
£303,038.29
Total repaid:
£109,995.81
Average Balance:
£2,096.05
Average Payment:
£20.56

Know Your Rights

Companies such as Royal Bank of Scotland Credit Cards should comply with the Rules and Guidance set out by the Financial Conduct Authority.

  • Royal Bank of Scotland Credit Cards cannot refuse to deal with InControl as your appointed representative
  • If you appoint InControl, Royal Bank of Scotland Credit Cards should NOT contact you if you have asked them to speak to us.
  • Royal Bank of Scotland Credit Cards should NOT harass you by calling you frequently or making threatening statements or gestures.
  • Royal Bank of Scotland Credit Cards should NOT pressure you into paying in full or in large instalments.