Persistent Debt with Marks and Spencer Money

If you have been paying the minimum payments to Marks and Spencer Money, you may have received a letter asking you to increase your monthly payment.

If you are concerned that you will be unable to increase to the minimum payment, it might be time to seek debt advice. Our advisors will carry out an initial assessment with you and recommend the most suitable services to get you debt free.

Many of our debt management customers have debts with Marks and Spencer Money and they are very responsive to freezing interest and charges, though they are not obliged to do so.

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Who are InControl?

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Number of InControl clients with this debt: 141

Marks and Spencer Money are a credit card provider.Typical interest rates on credit cards are 9% and can be as much as 40% Apr.If you miss a payment or exceed your credit limit with Marks and Spencer Money you could incur high charges making credit cards a costly way to borrow.We often get interest and charges frozen with credit card companies meaning the reduced payments you make actually clear your debts quicker.

Creditor Information

Marks and Spencer Money,
Collections,
Kings Meadow,
Chester,
CH99 9FB,
01244 686233
Tel: 0845 300 1311
Tel: 0845 300 6135 (debt team)
Fax: 01244 686233
money.marksandspencer.com

Facts & Figures

InControl deal with Marks and Spencer Money

Total debt under management:
£306,413.51
Total repaid:
£120,196.59
Average Balance:
£2,393.46
Average Payment:
£20.35

Know Your Rights

Companies such as Marks and Spencer Money should comply with the Rules and Guidance set out by the Financial Conduct Authority.

  • Marks and Spencer Money cannot refuse to deal with InControl as your appointed representative
  • If you appoint InControl, Marks and Spencer Money should NOT contact you if you have asked them to speak to us.
  • Marks and Spencer Money should NOT harass you by calling you frequently or making threatening statements or gestures.
  • Marks and Spencer Money should NOT pressure you into paying in full or in large instalments.