Persistent Debt with HFC Card

If you have been paying the minimum payments to HFC Card, you may have received a letter asking you to increase your monthly payment.

If you are concerned that you will be unable to increase to the minimum payment, it might be time to seek debt advice. Our advisors will carry out an initial assessment with you and recommend the most suitable services to get you debt free.

Many of our debt management customers have debts with HFC Card and they are very responsive to freezing interest and charges, though they are not obliged to do so.

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Number of InControl clients with this debt: 23

HFC Card are a credit card provider.Typical interest rates on credit cards are 9% and can be as much as 40% Apr.If you miss a payment or exceed your credit limit with HFC Card you could incur high charges making credit cards a costly way to borrow.We often get interest and charges frozen with credit card companies meaning the reduced payments you make actually clear your debts quicker.

Creditor Information

HFC Card,
PO Box 5142,
Collections Centre,
CV3 9EY,

Tel: 0870 010 8516

Facts & Figures

InControl deal with HFC Card

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Know Your Rights

Companies such as HFC Card should comply with the Rules and Guidance set out by the Financial Conduct Authority.

  • HFC Card cannot refuse to deal with InControl as your appointed representative
  • If you appoint InControl, HFC Card should NOT contact you if you have asked them to speak to us.
  • HFC Card should NOT harass you by calling you frequently or making threatening statements or gestures.
  • HFC Card should NOT pressure you into paying in full or in large instalments.