Persistent Debt with Halifax Credit Cards

If you have been paying the minimum payments to Halifax Credit Cards, you may have received a letter asking you to increase your monthly payment.

If you are concerned that you will be unable to increase to the minimum payment, it might be time to seek debt advice. Our advisors will carry out an initial assessment with you and recommend the most suitable services to get you debt free.

Many of our debt management customers have debts with Halifax Credit Cards and they are very responsive to freezing interest and charges, though they are not obliged to do so.

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Who are InControl?

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Number of InControl clients with this debt: 302

Halifax are a credit card provider.Typical interest rates on credit cards are 9% and can be as much as 40% Apr.If you miss a payment or exceed your credit limit with Halifax you could incur high charges making credit cards a costly way to borrow.We often get interest and charges frozen with credit card companies meaning the reduced payments you make actually clear your debts quicker.

Creditor Information

Halifax Credit Cards,
Retail Bank Collections,
PO Box 607,
Trinity Road,
Halifax,
HX1 2UJ
Tel: 0845 300 0580
Fax: 0113 235 7204
www.halifax.co.uk/creditcards

Facts & Figures

InControl deal with Halifax Credit Cards

Total debt under management:
£341,715.91
Total repaid:
£147,423.76
Average Balance:
£1,203.23
Average Payment:
£25.33

Know Your Rights

Companies such as Halifax Credit Cards should comply with the Rules and Guidance set out by the Financial Conduct Authority.

  • Halifax Credit Cards cannot refuse to deal with InControl as your appointed representative
  • If you appoint InControl, Halifax Credit Cards should NOT contact you if you have asked them to speak to us.
  • Halifax Credit Cards should NOT harass you by calling you frequently or making threatening statements or gestures.
  • Halifax Credit Cards should NOT pressure you into paying in full or in large instalments.