Persistent Debt with Co-Operative Bank Card

If you have been paying the minimum payments to Co-Operative Bank Card, you may have received a letter asking you to increase your monthly payment.

If you are concerned that you will be unable to increase to the minimum payment, it might be time to seek debt advice. Our advisors will carry out an initial assessment with you and recommend the most suitable services to get you debt free.

Many of our debt management customers have debts with Co-Operative Bank Card and they are very responsive to freezing interest and charges, though they are not obliged to do so.

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Who are InControl?

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Number of InControl clients with this debt: 39

Co-Operative Bank are a credit card provider.Typical interest rates on credit cards are 9% and can be as much as 40% Apr.If you miss a payment or exceed your credit limit with Co-Operative Bank you could incur high charges making credit cards a costly way to borrow.We often get interest and charges frozen with credit card companies meaning the reduced payments you make actually clear your debts quicker.

Creditor Information

Co-Operative Bank Card,
Debt Management,
1 Ballon Street,
Manchester,
M60 4EP,

Tel: 0845 600 0264
Tel: 0845 600 0264
Fax:
www.co-operativebank.co.uk

Facts & Figures

InControl deal with Co-Operative Bank Card

Total debt under management:
£135,519.76
Total repaid:
£27,579.63
Average Balance:
£3,764.44
Average Payment:
£22.69

Know Your Rights

Companies such as Co-Operative Bank Card should comply with the Rules and Guidance set out by the Financial Conduct Authority.

  • Co-Operative Bank Card cannot refuse to deal with InControl as your appointed representative
  • If you appoint InControl, Co-Operative Bank Card should NOT contact you if you have asked them to speak to us.
  • Co-Operative Bank Card should NOT harass you by calling you frequently or making threatening statements or gestures.
  • Co-Operative Bank Card should NOT pressure you into paying in full or in large instalments.