Persistent Debt with Capital One

If you have been paying the minimum payments to Capital One, you may have received a letter asking you to increase your monthly payment.

If you are concerned that you will be unable to increase to the minimum payment, it might be time to seek debt advice. Our advisors will carry out an initial assessment with you and recommend the most suitable services to get you debt free.

Many of our debt management customers have debts with Capital One and they are very responsive to freezing interest and charges, though they are not obliged to do so.

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Who are InControl?

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Number of InControl clients with this debt: 1444

Capital One are a credit card provider.Typical interest rates on credit cards are 9% and can be as much as 40% Apr.If you miss a payment or exceed your credit limit with Capital One you could incur high charges making credit cards a costly way to borrow.We often get interest and charges frozen with credit card companies meaning the reduced payments you make actually clear your debts quicker.

Creditor Information

Capital One,
Specialist Support Unit,
Capital 1 Services,
PO Box 5282,
Nottingham ,
NG2 3YH
Tel: 0800 952 4914
Fax: 0115 843 3328
www.capitalone.co.uk

Facts & Figures

InControl deal with Capital One

Total debt under management:
£1,122,562.85
Total repaid:
£473,949.32
Average Balance:
£871.56
Average Payment:
£10.16

Know Your Rights

Companies such as Capital One should comply with the Rules and Guidance set out by the Financial Conduct Authority.

  • Capital One cannot refuse to deal with InControl as your appointed representative
  • If you appoint InControl, Capital One should NOT contact you if you have asked them to speak to us.
  • Capital One should NOT harass you by calling you frequently or making threatening statements or gestures.
  • Capital One should NOT pressure you into paying in full or in large instalments.