Persistent Debt with Bank of Scotland Card

If you have been paying the minimum payments to Bank of Scotland Card, you may have received a letter asking you to increase your monthly payment.

If you are concerned that you will be unable to increase to the minimum payment, it might be time to seek debt advice. Our advisors will carry out an initial assessment with you and recommend the most suitable services to get you debt free.

Many of our debt management customers have debts with Bank of Scotland Card and they are very responsive to freezing interest and charges, though they are not obliged to do so.

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Number of InControl clients with this debt: 61

Bank of Scotland are a credit card provider.Typical interest rates on credit cards are 9% and can be as much as 40% Apr.If you miss a payment or exceed your credit limit with Bank of Scotland you could incur high charges making credit cards a costly way to borrow.We often get interest and charges frozen with credit card companies meaning the reduced payments you make actually clear your debts quicker.

Creditor Information

Bank of Scotland Card,
Retail Bank Collections,
PO Box 607,
Trinity Road,
Tel: 0845 300 0580
Fax: 0113 235 7204

Facts & Figures

InControl deal with Bank of Scotland Card

Total debt under management:
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Know Your Rights

Companies such as Bank of Scotland Card should comply with the Rules and Guidance set out by the Financial Conduct Authority.

  • Bank of Scotland Card cannot refuse to deal with InControl as your appointed representative
  • If you appoint InControl, Bank of Scotland Card should NOT contact you if you have asked them to speak to us.
  • Bank of Scotland Card should NOT harass you by calling you frequently or making threatening statements or gestures.
  • Bank of Scotland Card should NOT pressure you into paying in full or in large instalments.