Glossary

If a debtor is employed but not sticking to a previously arranged payment schedule pertaining to an existing County Court Judgement, creditors may apply for an Attachment of Earnings Order. Simply put, this means that the debtor's employer must deduct the payment from the debtors wage and present it directly to the Court. The Court uses a strict system to calculate deductions, with set figures to allow for essential living expenses such as food and utilities, however, what they perceive to be superfluous luxuries will not be taken into account.

Before the order is set in motion, the debtor will be given a final chance to make an affordable payment to the creditor, but if this is not possible, may appeal against the Order on grounds such as their career prospects being at risk as a result of their employer finding out about their situation.

Evasion of or failure to comply with the order may result in arrest, fines or imprisonment.

For further advice regarding Attachment of Earnings orders, please contact us.